So, I'm writing about financial and debt management and you may wonder why in the world is this titles Spending Monday? Well, even as you go through your financial budgeting process and your debt management cycles, one must always have a spending account. My fiance and I are working through this process. We are living off one salary and trying to make ends meet, pay off the last of our debt, save for retirement and still have fun...oh yeah, also plan a wedding. So today I'm going to tell you about our spending plan. So I get paid bi weekly and that paycheck must last us through two weekends. What usually happens is the first weekend we have fun, and the second weekend, we hang at home. It seems to be a vicious cycle in that by payday, we are ready to get out because we have been shored up at home for a long seven days. This week we started a process where I got paid on Friday and we each got $100 to spend however we want with the balance at the end of the week going into a "fun" pot for vacations and future long term purchases. It was pretty amazing that since we had the money in our pockets we didn't spend it. Something had to be truly justified for us to purchase it because once that money is gone, we can't replenish it. So even through our savings and budgeting, we are still spending however we are spending much more wisely these days. I wonder if God is thinking we got a little greedy here on earth and now we need to show Him that we are truly good stewards of the money He has given us.
Well, happy spending on this glorious Monday. May your days be filled with health, wealth and laughter!
God Bless,
K.
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