Good bye 2008

So the year is ending and it went by so fast. This year what financially have we accomplished. We became a household that is living by the 10.10.80 scenerio, we save 10% in stock and 401K, we tithe 10% to various charities and church, we live off 80% which includes the amount we need to pay off debt. We have reduced our debt by $5,000 and we got married $6,000. We are working to adjust our eating out habits and have started making our own coffee, taking our lunches and eating dinner in most nights. We have developed business plans and tried to create opportunities, we are working on plans for the new year for alternative incomes to help with debt reduction and we are enjoying life together. When you look back on 2008, what have you accomplished, big or small, to increase your financial stability? I remember when I first started looking at my finances, my big accomplishment was writing down all my debt (and the number was huge) and my income and coming to realization something has to change. That was it, all I did for a whole year because I started living in denial. But as I look back on my financial accomplishments, this step was the beginning and was my financial accomplishment for 2004. In 4 short years, I have turned my financial life around and now I am a we and we are doing it together. Look for the good, the accomplishments and build off that for the futures. May you shine in 2009!