Greed

When President Obama was sworn into office and started his inaugural speech, I believe people cheered when he said that greed got us where we are today, not greed from everyone, but greed. I have to agree and disagree with this statement when I look at my financial records. There was greed when I got divorced, the greed of I deserve to live the lifestyle I had on two incomes on just my own income. That greed led to a mountain of credit card debt that after the denial phase, I am still paying off The worst word in the English language isn't a swear word, it's deserve. When people decide they deserve something that is when greed has comes home to roost. I didn't deserve to live on more than my income, I didn't earn it, I didn't need it and I certainly didn't deserve it, I wanted it. Deserve is another word for wants and we all understand the meaning of want, not something needed but desired.

So in my situation greed came home to roost for about 3 years of unabated spending and the life I deserve. Then reality set in when I couldn't pay for everything I deserved and now am making amends. I certainly earned the frugal lifestyle I'm leading and lucky for me frugal is in style now. So yes President Obama, greed got me into this mess and frugality will get me out of it. I pray the same for our country, that frugality will get us out of it and President Obama is setting the tone right for this path.

God Bless.