Second Week

Well, we did much better in this second week of the pay period. We started the week with $28.00 to last until Friday. One movie and a breakfast out and we are down to $19.00. I think we should be able to end the week with $15.00 left in the bank to put towards credit card debt. Now I know that you think, why do you even bother, what is the point in paying an additional $10 - $15 every two weeks. Well, this is exactly how I got out of my first credit card debt. It's baby steps that grow into children steps that grow into teen steps that grow into adult steps. What that means is this $10-$15 will grow and eventually become $20 - $30, then $40 - $60, then $80 - $120. You see as you pay off, even minimal amounts, of your debt you stop paying interest to the bank which gives every dollar you pay more leverage. It may take awhile for my big debt but by my next paycheck I will have one debt paid off and will start working on the next one. Every time one debt is paid off, there is a sense of relief and excitement that you can do it even on the little salary we make. Try it, you may find financial freedom in the little dollars you add to paying off your debt.